YNAB

You Need a Budget (YNAB) (pronounced Why-nab) is an American multi-platform personal budgeting program based on the envelope method. In 2013 it was the most popular personal finance software among Lifehacker readers.[1]

YNAB
You Need A Budget (YNAB) 4 "Spending" page
Developer(s)Jesse Mecham
Initial release2004 (2004)
Operating systemWindows, OS X
TypePersonal finance
LicenseTrialware
Websitewww.ynab.com

Versions

The latest version, dubbed "The New YNAB" or "nYNAB," was launched December 30, 2015[2] as a web-based application, with apps for iPhone, iPad, and Android devices.

The previous version 4, YNAB4, was released in June 2012. Version 4 was a desktop-based application available for Windows and Mac OS, with apps for iPhone and Android devices. Storing the budget file in DropBox allowed synchronization between the desktop and mobile applications. Version 4 was maintained through 2016, and the company ended support for Version 4 in October 2019.

YNAB 3 (released December 2009) ran on multiple platforms using the Adobe AIR runtime,[3] and previous versions included a Microsoft Excel/OpenOffice.org Calc spreadsheet implementation (dubbed YNAB Basic and discontinued in July 2009) and a Windows-only executable under the name YNAB Pro (discontinued in December 2009).

YNAB for iPhone was released in 2010 and runs on the iPhone, iPod touch, and iPad. It is not a standalone budgeting application but is instead designed to complement the YNAB for Desktop application. A version tailored for iPad and including budgeting support was released in 2014.[4][5] YNAB for Android was released in September 2011.

gollark: There seem to be lots of "elites" who are basically *fine*, except you don't hear about them because people only go on about "SOME ELITES DID BAD THINGS".
gollark: > In capitalism, being selfish and ruthless tends to give you more profit and thus economical power. That's why most of the elite are bad, while so many of the poor have good hearts. Though the pressure to survive also ruins and corrupts the poor.Have you never heard of positive-sum stuff? Have you actually *checked* this in any way or are you just pulling in a bunch of stereotypes?
gollark: Newtonian ethics and all.
gollark: It would only practically work if people cared enough to expend significant resources locally to help people far away, and humans don't seem to like that.
gollark: This is a values problem, not an economic system one.

See also

References
  1. "Most Popular Personal Finance Software: YNAB". Lifehacker. Gawker Media. Retrieved 27 December 2013.
  2. "The New YNAB is Here". You Need A Budget website. You Need A Budget. Retrieved 2 January 2016.
  3. "You Need A Budget for Mac". Macworld. IDG Consumer & SMB. Retrieved 27 December 2013.
  4. Compton, Shannah L. (2014-12-10). "4 Must Have Money Saving Apps for 2015". Huffington Post. Retrieved 2018-02-23.
  5. "YNAB for iPad is here".
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