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I’m asking myself what are the benefits of refresh token over saving the user password (securely) on user device and perform a transparent login (background) with its credentials to get a fresh new access token?

Note: you would have to “identify” first in order to perform the background login (Face/Touch ID/PIN fallback)

That emulates a refresh token flow, only instead of using said refresh token to extend the access token, we just re-login the user transparently to get a fresh new one.

Are there security implications in doing so vs a standard refresh token flow?

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