I was recently locked out of an account (for 30 minutes), not for failing a certain number of attempts at a password, but instead for changing the password after answering security questions.
What do you think the purpose of this security mechanism is?
I was under the impression that the only purpose of a lockout was to prevent brute force password attacks. Since the purpose of security questions is to prove identity without a password, I can't fathom why a lockout would be used in this situation.