Confessions of a Shopaholic/YMMV

• Alternate Character Interpretation: This could be applied to the whole movie. Is it a not-so-subtle criticism of the fashion industry and the consumerism of the American people? Is it a Take That at women that insist on having the latest fashions even when it drives them past bankruptcy?
• Designated Hero: Rebecca is, all said and done, an incredibly materialistic and shallow person with only her own vanity to blame for her current woes.
• Designated Villain: The debt collector is shown to be this solely because he's a jerk. Rebecca is a young woman who's shallow, self-obsessed, accidentally lies her way into a job, has a shopping addiction, and whose life is in serious trouble because of it. The fact that she paid back her debt in pennies is supposed to be revenge on him for publicly "inconveniencing" her by exposing her on national television. Never mind that she got her job under accidental false pretenses, proceeded to lie to keep it, and dodged said collector for weeks, which is pretty inconvenient too.