Zenith Bank
Zenith Bank is a large financial service provider in Nigeria and Anglophone West Africa. It is licensed as a commercial bank by the Central Bank of Nigeria, the national banking regulator.[3] As of 31 December 2016, it holds $16.1bn in total assets, with shareholders' equity of $854 million.[2] The company is listed on the Nigeria Stock Exchange and the London Stock Exchange.[1]
Public limited company | |
Traded as | |
ISIN | US98935J1025 |
Industry | Finance |
Founded | May 1990 |
Founder | Jim Ovia |
Headquarters | Zenith Heights, Plot 83, Ajose Adeogun street, Victoria Island, Lagos, Lagos State , Nigeria |
Area served | Ghana, Nigeria, Sierra Leone, South Africa, UK |
Key people | Ebenezer Onyeagwu (CEO) |
Services | Banking |
Revenue | $854m(2019) |
Total assets | $16.1bn (2019)[2] |
Website | www |
History
Zenith Bank was established in May 1990 and commenced banking operations in July of the same year. At inception, it had a capital base of $4 million. It began operations during a period of government liberalization of the banking sector when the central bank granted up to twenty banking licences a year to investors. The bank's first office was originally a residential house in Victoria Island that was modified into a banking hall. In its early's years, the bank witnessed a period of rapid growth.[4] In 1997, following a directive for banking institutions to shore up their capital base, Zenith increased its capitalization to 500 million naira.[5]
The Nigerian banking industry of the early 1990s was led by a select group of four major banks: Union Bank, First Bank, UBA and Afribank. In 1999, Zenith bank embraced the use of the internet for marketing of financial services and to promote the use of online banking by consumers and becoming one of the earliest companies to invest in online banking.[6] In the early 2000s, Zenith's profile began to rise, its investments in information technology helped it compete against the major banks that had a larger branch outreach and it soon began to announce net profits comparable to some of the older big banks.[4]
On 17 June 2004, following a successful IPO, the bank became a public limited company. On 21 October 2004 its shares of stock were listed on the Nigeria Stock Exchange (NSE). The bank's shares are traded on the London Stock Exchange (LSE) following a listing of the $850 million worth of its shares at $6.80 each, in 2013.[1][7]
The bank has equity investments in Zenith Custodian, Zenith Securities and Zenith General Insurance.
Branch network
Zenith Bank has more than 500 branches and business offices in all states and the Federal Capital Territory.[7]
Subsidiaries
Zenith Bank maintains subsidiaries in the United Kingdom, United Arab Emirates, Ghana, Sierra Leone and The Gambia. The Bank also has an office in China.[7]
See also
- List of banks
- List of banks in Nigeria
- LSEG - Welcome Stories (21 March 2013). "London Stock Exchange Is Delighted To Welcome Zenith Bank To The Main Market". London: London Stock Exchange Group (LSEG). Retrieved 27 September 2016.
- Zenith Bank Plc (11 March 2017). "Zenith Bank PLC Annual Report - 31 December 2016" (PDF). Lagos: Zenith Bank Plc. Retrieved 11 March 2017.
- CBN (27 September 2016). "List of Financial Institutions: Licensed Commercial Banks". Abuja: Central Bank of Nigeria (CBN). Retrieved 27 September 2016.
- Salami, Semiu (August 21, 2000). "The Pearl of Banking". The News (Lagos).
- Salami, Semiu (December 21, 1998). "Business Banks Falling Short". The News (Lagos).
- Obiabaka, Chioma (July 6, 1999). "The 'In' Thing". The News (Lagos).
- Zenith Bank (27 September 2016). "Zenith Bank Plc: Corporate Information". Lagos: Zenith Bank. Retrieved 27 September 2016.