FSA Eligibility List
The FSA Eligibility List is a list of tens of thousands of medical items that have been determined to be qualified expenses for flexible spending accounts in the United States. The U.S. Internal Revenue Service outlines eligible product categories in its published guidelines.[1] These guidelines are interpreted by the Special Interest Group for IIAS Standards (SIG-IS) to form eligibility criteria for medical expenses.[2] These criteria provide official interpretation of U.S. Internal Revenue Service guidance regarding eligible product categories.
Eligibility list
Eligible products are separated into two categories:
- FSA-ok Items (Products eligible without a prescription)
- FSA-Rx Items (Products require a prescription for eligibility)
FSA-ok eligible items
FSA Eligible Medical Items
- Athletic Braces & Supports
- Bandages
- Blood Pressure Monitors
- Eye Glass & Lens Accessories
- First Aid Kits
- First Aid Treatments & Supplies
- Home Medical Equipment
- Heating Pads & Wraps
- Hot & Cold Packs
- Lip Balm
- Motion Sickness Aids
- Nasal Spray
- Orthopedic & Surgical Supports
- Shoe Insoles & Inserts
- Sunscreen
- Thermometers
- Vaporizers & Inhalers
- Allergy Medicine
- Anti-Fungal Treatments
- Anti-Itch Treatments
- Aspirin & Baby Aspirin
- Chest Rubs
- Cold Sore Treatments
- Cough Drops & Spray
- Cough, Cold & Flu Medicine
- Ear Drops & Wax Removers
- External Pain Relievers
- Eye Drops
- Feminine Personal Care Treatments
- Hemorrhoidal Treatments
- Laxatives
- Oral Pain Remedies
- Pain Relieving Creams & Pads
- Pain Relievers
- Skin Treatments
- Sleep Aids
- Stomach & Digestive Aids
- Topical Skin Treatments
- Wart Removers
Using the FSA debit card
The master eligibility list is referenced at the point of sale when a purchase is made with an FSA debit card. When a purchased item matches up with an item on the eligibility list and there are sufficient funds, the FSA reimbursement is automatic and no further action is necessary by the account holder. All products listed on the FSA Store follow official SIGIS guidelines and are FSA eligible. All products at the FSA Market are FSA eligible and are available for purchase using your FSA debit card.
Submitting receipts for reimbursement
Regular credit card purchases may be reimbursed by an FSA only when an itemized receipt is submitted to the account holder's FSA administrator following a purchase. Credit card purchases do not reference the eligibility list at the point of sale, but are manually reviewed by the FSA administrator following submission of transaction receipts.
References
- "Publication 502 (2018), Medical and Dental Expenses | Internal Revenue Service". www.irs.gov.
- "SIGIS | 404". www.sig-is.org.
External links
- FSA Eligibility List - Comprehensive List of FSA Approved products and services.