Card reciprocal agreements

In order to expand the acceptance of their credit and debit cards, many networks, such as Discover, JCB, UnionPay, BC Card, and RuPay create alliances with other networks.

Existing reciprocal agreements

The table below is designed so that one can easily look up his/her branded card in the first column, and see what other networks it is accepted on. Information, naturally, will be repeated as a result.

Branded Card Also Accepted Where You See Notes
American Express
BC Card
  • Discover
  • JCB (Japan Only)
  • UnionPay (China Only)
  • RuPay (India Only)
Diners Club Excludes United States & Canada issued cards, which are MasterCard cards.[5]
Discover
  • Diners Club
  • JCB[6] (Japan Only)
  • RuPay[7] (India Only)
  • UnionPay[8] (China Only)
  • BC Card (South Korea Only)
 Discover acceptance at Japan's JCB started in 2008.
JCB As of October 12, 2007, JCB Cards must be accepted anywhere Discover Network Cards are accepted in the United States, Puerto Rico, Guam and the Northern Mariana Islands.
Pulse Most ATM Networks in the U.S.
RuPay
  • Discover[7]
  • Diners Club
  • Pulse
  • JCB (Japan Only)[7]
  • UnionPay (China Only)
  • NETS (Singapore Only)
  • Elo (Brazil Only)
  • DinaCard (Serbia Only)
  • BC Card (South Korea Only)
 As of March 7, 2012, Discover Financial Services (DFS) and National Payments Corporation of India (NPCI) announced they have entered into a strategic alliance.
UnionPay As of November 1, 2007, UnionPay cards may be accepted where Discover Network cards are accepted in the United States, Canada, Mexico, Central America and the Caribbean.
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References
  1. "Amex, JCB enter joint usage deal". The Japan Times Online. 2000-06-15. ISSN 0447-5763. Retrieved 2018-06-06.
  2. "In Brief: Amex, JCB Sharing Merchant Networks". American Banker. Retrieved 2018-06-06.
  3. "JCB加盟店であれば、大抵、アメックスやダイナースクラブカードも支払いに利用可能。JCBカードの公式サイトにも記載アリです。 - クレジットカードの読みもの". クレジットカードの読みもの (in Japanese). 2017-06-08. Retrieved 2018-06-06.
  4. "JCBとアメックス社の提携関係（加盟店開放）について - クレジットカードを知る". www.woshiru.com (in Japanese). Retrieved 2018-06-06.
  5. "MasterCard Diners Club Alliance". MasterCard. MasterCard. Archived from the original on 20 July 2018. Retrieved 23 August 2017.
  6. "Discover Financial Services And JCB Announce Alliance". Discover. Discover. Archived from the original on 20 July 2018. Retrieved 23 August 2017.
  7. "Discover Financial Services And National Payment Corporation Of India Announce Strategic Alliance Enabling Increased Network Acceptance". Discover. Discover. Archived from the original on 5 January 2018. Retrieved 23 August 2017.
  8. "Discover Financial Services And China Unionpay Announce Strategic Alliance". Discover. Discover. Archived from the original on 20 July 2018. Retrieved 23 August 2017.
  9. "DISCOVER FINANCIAL SERVICES AND JCB ANNOUNCE ALLIANCE". JCB. JCB. Retrieved 23 August 2017.
  10. "JCB and China UnionPay Announce Further Alliance". JCB. JCB. Retrieved 23 August 2017.
  11. "NPCI and JCBI enter into a strategic partnership for JCB acceptance and card issuing in India". JCB. JCB. Retrieved 23 August 2017.
  12. "1st September 2006 PULSE® AND LINK® NETWORKS SIGN RECIPROCAL ATM/CASH MACHINE AGREEMENT". LINK. LINK. Archived from the original on 23 August 2017. Retrieved 23 August 2017.
  13. "China Unionpay And Discover Financial Services Launch Partnership Opening Discover'S PULSE® Network To Chinese Travelers". Discover. Discover. Archived from the original on 20 July 2018. Retrieved 23 August 2017.
  14. "CUP Cards Accepted in United States". UnionPay. UnionPay. Archived from the original on 25 October 2016. Retrieved 23 August 2017.
  15. "China Unionpay Launches ATM Services in Japan". UnionPay. UnionPay. Archived from the original on 23 August 2017. Retrieved 23 August 2017.
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