SD cards aren't restricted to some filesystems. SD card is just a memory that can hold a predetermined amount of bytes. It doesn't know or care what a filesystem is.
Unfortunately, that's the end of good news I have for you.
SD cards are quite fragile. They are prone to mechanical failures. Full-sized cards are a bit more resilient than microSD, but they definitely can't be considered reliable.
SD cards can be slow. Regular, cheap SDs are rated up to 10 MB/s. To give you a point of reference, typical laptop HDDs reach about 80 MB/s for sequential access (for non-sequential access SDs can be faster). UHS and Video SDs can reach about 90 MB/s if your SD card reader supports these speeds. Consumer SSDs reach 500 MB/s.
SD cards have limited lifespan and won't warn you before they die. Flash memory wears out pretty quickly. I've heard of SD cards dying after 2-3 months.
Using non-standard filesystems will limit compatibility. Default filesystems are: FAT16 for regular SD (up to 2 GB), FAT32 for SDHC (up to 32 GB), exFAT for SDXC (≥ 64 GB). Other filesystems aren't guaranteed to be supported. If the card contains a partition table, Windows will only recognize its first partition, so formatting as a superfloppy is preferred.
Using a filesystem that isn't flash-optimized (like ext3, ext4 or Btrfs) will shorten card's lifespan even more (see #3). If you really need a Linux-native filesystem, I'd recommend ext2 due to its lack of journaling. If you don't care about compatibility, consider F2FS - exotic, but designed specifically for flash storage.
These points (mostly #1, #3 and #5) make SD cards rather unsuitable for backups and storage, they are just too unreliable.
Moreover, anything that's in the same device as your original data is not a backup. Specifically, second built-in hard drive or an SD card is not a backup.
- When your laptop is stolen, your data is lost.
- When your laptop is left in a building on fire, your data is lost.
- When your laptop suffers a critical hardware failure and fries its components, your data is lost.
A real backup protects against all of these scenarios. For real, reliable backups, use the 3-2-1 rule: keep three copies of your data, use at least two physical storage media and keep one in separate physical location.
SD cards are a hit and miss. A lot of "name brand" cards are Chines fakes which won't last - and often are not even their stated capacity if not bought from a reputable dealer. WhybSD card for backup? External hard disk and SSD disks are better at data protection, and cloud based services offer additional benefits. – davidgo – 2018-06-18T11:00:42.600
1I get through thousands of SD cards for work. They work til they don't, with no rule, logic or pattern. I wouldn't trust one as a single data backup, ever. – Tetsujin – 2018-06-18T11:58:55.737